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Online Lawyer Consultation in Bangladesh: A Digital Legal Revolution by TRW Law Firm
The digital transformation of the legal sector in Bangladesh is not just a trend—it’s a necessity. With a population of over 170 million and increasing internet penetration, the demand for fast, reliable, and accessible legal advice has surged across the country. Whether it’s a corporate entity seeking regulatory guidance, a family handling inheritance matters, or an expat needing urgent property law advice, clients now want immediate access to top-tier legal minds—online.
Enter TRW Law Firm, a leading technology-driven law firm based in Dhaka, with global reach and unmatched expertise across sectors. As pioneers of online lawyer consultation services in Bangladesh, TRW has revolutionized how legal advice is delivered.
Why Online Legal Consultation is Crucial in Bangladesh
Online legal consultation is not a luxury—it’s a lifeline for:
Clients in rural areas with no access to metropolitan law firms.
Bangladeshi expatriates who need local legal services from abroad.
Startups and SMEs who need fast, cost-effective legal solutions.
Busy professionals looking for flexible scheduling and efficient service.
As Bangladesh modernizes its judiciary and business environment, online consultations bridge the gap between people and the justice system, ensuring that justice is accessible, affordable, and efficient.
TRW Law Firm: The Digital Legal Powerhouse
TRW Law Firm is not just a law firm—it’s a digital-first legal solution provider. From company registration to international arbitration, TRW provides seamless services across Bangladesh and internationally. What sets TRW apart?
Type of legal service (e.g., company law, property, family, immigration)
Preferred lawyer or department
Date and time (24/7 availability for urgent matters)
Step 2: Pre-Consultation Preparation
Once a slot is booked, TRW’s team sends a secure client intake form, requesting relevant documents (agreements, IDs, notices, etc.) to ensure maximum efficiency during the session.
Step 3: The Online Session
Clients meet the lawyer via Zoom, Google Meet, or TRW’s secure internal platform. Sessions typically last 30 to 60 minutes and cover:
Legal advice
Document review
Strategy consultation
Cost and time estimates
Step 4: Follow-Up & Retainership
After the session, TRW sends a summary of legal advice, and if needed, a retainer agreement is offered for continued service.
Most Popular Areas for Online Legal Consultation
1. Property & Land Law
Title verification
Succession/inheritance issues
Land grabbing protection
Mutation & registration disputes
2. Company Law & Startup Advisory
Company formation (local and foreign)
Trade licenses and VAT registration
Shareholder agreements
Employment law
3. Immigration & Foreign Visa Services
US Visa, Green Card (Family & Employment-based)
Dubai Golden Visa
UK Innovator Founder Visa
Ireland STEP (Start-Up Entrepreneur Programme)
4. Family Law
Islamic inheritance distribution
Divorce and child custody
Dowry and maintenance claims
5. Intellectual Property Law
Trademark registration and disputes
Copyright protection
Patent filing and licensing
6. Contract Drafting and Vetting
Lease agreements
Joint venture MOUs
Cross-border transactional documents
7. Criminal & Bail Consultations
Bail hearing strategies
Cybercrime and digital security law
Narcotics and financial crimes
The TRW Edge: Technology That Enhances Legal Excellence
TRW’s online consultation system is powered by proprietary and AI-assisted legal tools, including:
Islamic Inheritance Calculator
Legal Document Snippet Generator
RJSC Fee Calculator
Business Setup Estimator
Foreign Investment Guide
These tools are available free to TRW clients and are integrated into consultations to speed up issue resolution.
Who Consults TRW Online?
TRW’s online clients include:
Type of Client
Common Needs
🇧🇩 Domestic individuals
Inheritance, family law, property disputes
🌍 Expats in UK, UAE, US
Power of attorney, land recovery, visa issues
🏢 SMEs and startups
Incorporation, compliance, IP registration
🏛️ Corporates
M&A strategy, arbitration, cross-border deals
🧑⚖️ Foreign law firms
Local counsel and litigation support
TRW has served thousands of clients via its online platform, with an average rating of 4.9/5 for accessibility, clarity, and professionalism.
Common Questions Answered in Online Consultation
Question
Answer Provided by TRW
“Can I get bail from abroad?”
Yes, in special cases through power of attorney.
“How do I protect my inherited land from grabbers?”
By initiating legal notice, mutation, and suit for possession.
“Can a foreigner open a business in Bangladesh?”
Yes, under BIDA and RJSC processes.
“Can you draft me a US green card affidavit?”
Absolutely. TRW has dedicated immigration specialists.
Case Studies
Case 1: Expat Inheritance Dispute Resolved Online
An expatriate Bangladeshi from Toronto contacted TRW regarding his father’s land dispute in Sylhet. Through online sessions, TRW:
Verified land records remotely
Sent legal notices on his behalf
Initiated partition suit via local counsel
Achieved interim injunction
All done without the client visiting Bangladesh.
Case 2: Startup Incorporation for a Dubai-based Founder
A founder based in Dubai wanted to launch a fintech platform in Dhaka. TRW:
Advised on shareholding structure
Registered the company with RJSC
Helped with VAT and tax registration
Drafted contracts for local hires
All communication was via Google Meet and email—fully online.
Why TRW Is the Top Choice for Online Legal Services
Be ready to take notes or ask for the session to be recorded.
How Much Does an Online Consultation Cost?
TRW offers transparent, fixed pricing, typically starting at:
BDT 2,000–5,000 for general legal consultations (30 min)
BDT 8,000+ for document drafting sessions
Custom pricing for corporate, tax, or arbitration matters
Payment is accepted via bKash, bank transfer, or online payment gateways.
Frequently Asked Questions (FAQs)
1. Is online legal advice legally valid in court? Yes, if documented and coming from a licensed advocate, it can be used to support your claim or defense.
2. Can I get a power of attorney or affidavit online? Yes, TRW drafts and sends these digitally. You can notarize through the Embassy or Consulate abroad.
3. How secure are the sessions? All communications use encrypted platforms and are governed by TRW’s internal confidentiality policy.
4. Can I retain a lawyer fully online? Yes. TRW will send a retainer agreement, which you can sign and return electronically.
Conclusion
In a fast-evolving digital world, legal services must keep pace. With TRW Law Firm’s online lawyer consultation services in Bangladesh, you don’t need to wait in line, travel across cities, or guess whether you’re getting the right legal advice. TRW brings the legal system to your screen—secure, expert, and client-first.
Whether you are a founder launching a startup, a family dealing with a complex property matter, or a foreigner needing local legal expertise—your lawyer is just one click away.
Ownership and registration: Title deeds, khatian numbers, mutation records.
Demographic data: Tenant profiles, buyer behavior, income distribution.
Behavioral data: Site visits, interest tracking, creditworthiness (from banks or digital platforms).
This data is increasingly managed by:
Proptech startups and online real estate platforms (e.g., Bproperty, Lamudi).
Banks and NBFIs offering home loans.
Real estate developers using analytics to set prices or predict market trends.
Government agencies (like RAJUK and Ministry of Land) that offer access to digitized land records.
Applicable Legal Frameworks (Expanded Analysis)
1. Digital Security Act, 2023
Key Clause: Section 26 – Identity Information
Real estate entities routinely process sensitive personal data such as:
NID numbers
TIN certificates
Passport details
Photographs
Utility bills
Power of attorney documents
Legal Risk:
If a developer, platform, or agent leaks or misuses such information—e.g., uploads POA or title deeds without consent—they can be:
Criminally prosecuted under the DSA.
Fined or imprisoned depending on the gravity of breach.
Subject to reputational damage, which could affect licensing and banking partnerships.
Lawyer’s Role:
Draft airtight data processing policies in all agreements involving customer onboarding (real estate purchase agreements, app-based consent forms).
Advise on consent mechanisms: Every platform must have consent-based data sharing, preferably in both English and Bangla.
Negotiate data-sharing protocols with third parties (mortgage banks, valuation experts, government APIs).
Train clients on liability arising from outsourced agents and digital service vendors.
2. Right to Information Act, 2009
Key Clauses:
Section 6 – Citizens’ right to access information from public authorities.
Section 7 – Exemption from disclosure of information that invades personal privacy.
Relevance to Real Estate:
Property buyers, journalists, or NGOs may file RTI requests to obtain:
Mutation records
Developer approval status from RAJUK
Environmental clearance certificates (from DoE)
However, when the data request includes personal details (e.g., name, address of current land owner), the public authority may lawfully deny it unless there is overriding public interest.
Lawyer’s Role:
Advise clients on what information can be accessed via RTI and what cannot.
For developers and banks: guide them in preparing disclosures for compliance during government due diligence processes (e.g., clearance from land offices).
For real estate analysts: avoid publishing datasets with unredacted personal details unless obtained with consent.
3. Real Estate Development and Management Act, 2010
This law regulates the conduct of real estate developers and agents, and touches on data indirectly by regulating:
Advertisement practices (Section 6)
Sale agreements and documentation (Section 12)
Delivery and handover obligations (Section 13)
Data Analytics Implications:
If developers use predictive analytics to offer flexible pricing, they must ensure that this pricing is transparently communicated and not misleading.
If sales data is collected for targeting offers, it must comply with truthful advertisement obligations under this Act.
Data insights used in sales brochures or performance forecasts must be evidence-based, or developers risk misrepresentation claims.
Lawyer’s Role:
Ensure compliance of data-based marketing with truth-in-advertising rules.
Draft sales agreements with disclaimers for data-driven insights (e.g., pricing forecasts, appreciation projections).
Include clauses on data retention policies in buyer contracts, especially if client uses CRM/ERP systems.
Key Features of RTI (Right to Information):
Who Can Apply: Any Bangladeshi citizen can request information from a public authority.
What You Can Request: Information regarding decisions, public services, government projects, budgets, land records, environmental clearances, licensing, etc. held by public offices like:
Ministry of Land
RAJUK
Department of Environment
Local Land Offices
Exceptions (Section 7 of the Act): Certain information is exempt from disclosure:
Personal information that invades privacy
National security and defense matters
Trade secrets and intellectual property
Information restricted by court orders
Designated Officers: Every government body is required to have a Designated Officer to process RTI applications.
Timeline: Public authorities must respond within 20 working days (or 30 days if transferred to another office).
Appeals: If the request is denied or ignored, the applicant can:
File an appeal with the head of the public authority
File a complaint to the Information Commission of Bangladesh
🏠 RTI in Real Estate Context (Bangladesh):
If you’re advising clients in the real estate sector, here’s how RTI applies:
Use Case
Legal Use Under RTI
Limitations
Check mutation or land registration info
✅ Allowed if about public land records
❌ Cannot get private owner’s personal data
Obtain RAJUK project approvals
✅ Allowed (e.g., layout plan approvals)
❌ Design details may be partially redacted
Confirm developer’s licensing
✅ Allowed from Housing Authority
❌ Salary or personal details are exempt
Environmental clearance records
✅ DoE documents can be requested
❌ Company’s internal documents not available
⚖️ RTI in Practice for Lawyers
You can file RTI applications on behalf of your clients.
Use RTI to support litigation or due diligence (e.g., verifying legal status of land).
Make sure to avoid seeking personal data (like NID, income, or medical history) without consent or court order.
🧾 How to File an RTI Application (Bangladesh):
Write a formal application addressed to the Designated Officer.
Include applicant’s name, address, contact, and specific information required.
Pay the prescribed fee (currently BDT 5–10 depending on the mode).
Submit via post, email, or in-person to the public authority.
If no response, file an appeal or complaint with the Information Commission.
Other Related Legal Regimes to Keep in Mind
✅ Banking Companies Act, 1991
Applies to housing finance institutions using property valuation and credit scoring algorithms.
Data-sharing with credit bureaus or fintech partners requires:
Borrower’s consent.
Proper safeguards to avoid data leakage or unfair discrimination.
✅ Information and Communication Technology (ICT) Act, 2006 (limited residual relevance)
Still applies where online records (digital khatian or e-mutation) are used as evidence in transactions or litigation.
✅ Bangladesh Data Protection Law (Proposed Draft, 2022-2025)
Although not enacted yet, legal developments point to a future where:
Data fiduciaries (like proptech firms) must register.
Sensitive personal data must have explicit consent.
Users have “right to be forgotten” and access to data reports.
⚖️ Legal and Ethical Compliance Checklist for Real Estate Clients
Compliance Area
Legal Risk If Ignored
Lawyer’s Advisory Focus
Processing NID, TIN, POA documents
Criminal liability under DSA
Draft data privacy policies, ensure consent and encryption
Predictive pricing models
Misrepresentation under Real Estate Act
Add disclaimers in brochures, verify data sources
Land ownership data via RTI
Privacy violation under RTI Act
Filter PII from requests, apply only for legally permitted data
Sharing data with banks or agents
Unauthorized disclosure under DSA
Vet third-party agreements, add indemnity clauses
Collecting data from site/app users
Breach of Digital Security Act
Draft cookie policies, obtain user consent, register database
Cross-border storage of data
Regulatory gaps, future liability
Host data within compliant jurisdictions (e.g., within Bangladesh)
Outsourcing data analytics
Vicarious liability
Include NDA and DPA clauses in vendor contracts
Contractual Clauses You Should Recommend
As a lawyer, integrate the following into your contracts and compliance documents:
Data Protection Clause in booking and sales agreements.
Disclosure and Consent Clause in loan documents.
Confidentiality and Data Security Clause in employee and agent contracts.
RTI Disclosure Protocol Clause in developer-government communication protocols.
Limitation of Liability for Predictive Insights in marketing and forecast materials.
Future Trends Lawyers Should Prepare For
AI-driven land mapping: Satellite and GIS data analytics to predict property value appreciation—must be verified for accuracy.
Blockchain-based land registries: Legal training will be required to interpret and integrate smart contracts and tokenized land records.
Tenant scoring systems: Risk profiling of tenants by agents could raise discrimination issues under international human rights frameworks.
Summary Table of Laws
Law/Regulation
Key Focus Area
Relevance to Real Estate Data
Digital Security Act, 2023
Identity data protection
Criminalizes unauthorized use of NID, POA, etc.
Right to Information Act, 2009
Government data transparency
Allows limited access to land records
Real Estate Development and Management Act, 2010
Consumer protection, sale regulation
Requires honest data-based advertisements
Proposed Data Protection Law (Draft)
Consent, data retention, privacy rights
Will set future norms for proptech
Banking Companies Act, 1991
Credit data and financial transparency
Applies to data use in housing loans
ICT Act, 2006 (limited)
Legal acceptance of digital documents
Relevant for land record submission
Need Legal Guidance?
For proptech companies, developers, banks, or data-driven real estate platforms operating in Bangladesh, TRW Law Firm provides industry-focused legal services in:
Tax Deduction at Source (TDS) in Bangladesh for FY 2024-25: Comprehensive Guide by TRW Law Firm
Tax Deducted at Source (TDS) is a cornerstone of the tax administration framework in Bangladesh. It is a withholding tax mechanism whereby tax is deducted from income at the time of payment and remitted to the government. With the enactment of the Income Tax Act 2023 and the promulgation of the Withholding Tax Rules 2024 (Utse Kor Bidhimala 2024), the TDS regime has undergone significant reforms. This article, curated by TRW Law Firm, provides a comprehensive overview of the TDS Rates Chart FY 2024-25, with relevant section references, annexures, and key updates.
Understanding TDS: Legal Framework
Statutory Base: Income Tax Act 2023
Supplementary Rules: Withholding Tax Rules 2024
Governing Authority: National Board of Revenue (NBR)
Compliance Mandate: Mandatory for all withholding entities (government, non-government organizations, companies, and financial institutions)
Key Highlights of Changes in FY 2024-25
𞟩 Enactment of new Income Tax Act, replacing older references 𞟩 Simplified structure of Annexures across goods, services, intangibles, and non-residents 𞟩 Revised rates on local L/C, digital services, and freight agents 𞟩 Increased scrutiny and penalties for non-compliance
Full TDS Rates Chart FY 2024-25 with Section References
The following chart consolidates the updated TDS rates, relevant sections from the Income Tax Act 2023, and annexure references as per the Withholding Tax Rules 2024.
SI
Heads
Ref
Rate
01
Salaries
Section 86
Average
Salaries (Government)
Section 86 (3)
Average
02
Payment to Participation Fund, Welfare Fund and Workers’ Welfare Foundation Fund
Section 88
10%
03
(a) Execution of contract, other than a contract for providing or rendering a service mentioned in under sections of Part 7 of the Act. (b) Supply of goods; (c)Manufacture, process or conversion; (d) Printing, packaging or binding
Section 89
Annexure 1
04
Deduction from payment of services
Section 90
Annexure 2
05
Payment for intangibles assets
Section 91
Annexure 3
06
Advertisement in media
Section 92
5%
07
Payment to actors, actresses, producers, etc.
Section 93
(a)10% on the payment in case of purchase of film, drama, any kind of television or radio program
(b)10% on the payment to actor/actress
08
Commission, discount or fees
Section 94
See lesson 2.6
09
Travel agent
Section 95
See lesson 3.1
10
Commission of letter of credit
Section 96
5%
11
Payment against local L/C
Section 97
3% (If purchase of goods for the purpose of trading or reselling after process or conversion)
1% (Payment against the invoice or sale of goods to distributor)
2% (If the payment related to local letter of credit (L/C) and any other financing agreement in respect of purchase or procurement of all kinds of fruits and computer or computer accessories.
1% (If the payment related to local letter of credit (L/C) and any other financing agreement in respect of purchase or procurement of rice, wheat, potato, onion, garlic, peas, chickpeas, lentils, ginger, turmeric, dried chilies, pulses, maize, coarse flour, flour, salt, edible oil, sugar, black pepper, cinnamon, cardamom, clove, cassia leaf, jute, cotton and yarn.
12
Payment by cellular mobile phone operator
Section 98
20%
13
Payment in excess of premium paid on life insurance policy
Section 99
5%
14
Insurance commission
Section 100
5%
15
Fees of survey for general insurance company
Section 101
15%
16
Intrest on savings account and fixed deposit
Section 102
20% – Trust, Association of Person (AoP), Company
10% – Primary Educational Institute, Chartered Accountants or Cost and Management Accountants or Chartered Secretaies Institute
10% – Any other person except as above
17
Interest income on resident
Section 104
10%
18
Interest on saving instruments
Section 105
10% (No withholding tax on interest on pensioners savings certificate if cumulative investment in such certificate at the end of the income year does not exceed tk. 5 lakh)
19
Interest on securities
Section 106
5%
20
Discount on the real value of Bangladesh Bank Bills
Section 107
Maximum
21
International gateway service in respect of phone call.
Section 108
(1) 1.5% of total revenue received by IGW services operator.
(2) 7.5% of revenue paid or credited to ICX, ANS, BTRC and others
(3) 7.5% on the whole amount so paid or credited at the time of payment or credit
22
Rental income
Section 109
5%
23
Services from convention hall, conference centre etc.
Section 110
5%
24
Compensation against acquisition of property
Section 111
(a) 6% of the amount of such compensation against the immovable property situated within a city corporation, paurashava or cantonment board
(b) 3% of the amount of such compensation against the immovable property situated outside the jurisdiction of a city corporation, paurashava or cantonment board
25
Export cash subsidy
Section 112
10%
26
Purchase of power
Section 114
6%
27
Any sum paid by real estate developer to land owner
Section 115
15%
28
Commission or remuneration paid to agent of foreign buyer
Section 116
10%
29
Dividends
Section 117
Company – applicable rate for such company Resident/nonresident Bangladeshi person other than company -If TIN, 10% -If No TIN, 15%
30
Income from lottery
Section 118
20%
31
Income of non-residents
Section 119
Annexure 4
32
Import
Section 120
Appendix 5
33
Recruiting agents
Section 121
10% BDT 50,000 as advance tax for license or renew of license
34
C & F Agent
Section 122
10%
35
Deduction of tax from export proceeds
Section 123
1% of the total export proceeds
36
Any income in connection with any service provided to any foreign person by a resident person; No tax against sale of software or services if it is exempted under paragraph 21 of part 1 of the sixth schedule, or excluded from total income by paragraph 17 and 33 of Part 1 of the Sixth Schedule.
Section 124
7.5% 10% in case of commission received by Freight Forward Agent but 2.5% in case of gross bill including commission.
37
Transfer of property
Section 125
Appendix 6
38
Collection of tax from developer or real estate developer
Section 126
i) in case of building, house, flat, apartment or floor space constcructed or used for residential pupose – BDT 1,600 per square metre
ii) in case of building, house, flat, apartment or floor space constcructed or used not for residential pupose – BDT 6,500 per square metre
iii) in case of land with building, house, flat, apartment or floor space – 5% of deed value provided that the tax shall not exceed the above rates.
39
Collection of Tax from lease of property
Section 128
4%
40
Manufacturer of nonmechanical cigarette (Bidi)
Section 129
10% of the value of banderols
41
Brick Manufacturer
Section 130
Tk.80,000/- not exceeding 108,000 square feet sized brickfield,
Section 125: Property Transfer Tax (See Appendix 6)
Section 134-136: Share Transfers:
General Transfers: 10%–15%
Stock Exchange Transfers: 15%
Stock Exchange Member Transactions: 0.05%
Transport Sector: TDS Compliance
Section 138 & 139 (Annexure 5)
Buses, Trucks, Tank Lorries, Taxis, Inland Ships – Fixed amount depending on type and size
Simplified Summary Table
Category
Section
TDS Rate
Salaries
86
Average
Contract Execution
89
Annexure 1 (0.5% – 7%)
Services
90
Annexure 2 (2% – 12%)
Intangible Assets
91
10% – 12%
Advertisement (Media)
92
5%
Local L/C Payments
97
1% – 3%
Mobile Operators
98
20%
Export Subsidy
112
10%
Rental Income
109
5%
Dividends (w/ TIN)
117
10%
Dividends (no TIN)
117
15%
Interest Income
102-106
10% – 20%
Transfer of Shares
134-136
10% – 15%
Motor Vehicles (Commercial)
138
Fixed rate (Tk 4,000 – 37,500)
Why Compliance Matters
Failure to deduct and deposit TDS accurately and timely can lead to:
Imposition of fines under the Income Tax Act 2023
Disallowance of expenses
Interest and penalty
Legal consequences under tax evasion provisions
How TRW Law Firm Can Help
TRW Law Firm provides industry-leading tax advisory, compliance management, and litigation services. Our specialized tax consultants and chartered accountants:
Analyze client payment obligations for accurate TDS deduction
Provide cross-border tax compliance for non-resident payments
Handle audits, queries, and disputes from the NBR
Implement enterprise-wide TDS compliance systems for corporations
SI
Description
Rate
1
In case of an industrial undertaking engaged in the production of MS Billets and locally procured MS Scrap
0.5%
2
In case of oil supplied by oil marketing companies engaged in marketing of petroleum oil and lubricant
0.60%
3
In case of oil supplied by dealer or agent (excluding petrol pump station) of oil marketing companies, on any amount
1%
4
In case of supply of paddy, rice, wheat, potato, fish, meat, onion, garlic, peas, chickpeas, lentils, ginger, turmeric, dried chillies, pulses, maize, coarse flour, flour, salt, edible oil, sugar, black pepper, cinnamon, cardamom, clove, date, cassia leaf, jute, cotton, yarn and all kinds of fruits
1%
5
In case of supply of all types of fruites
2%
6
In case of an industrial undertaking engaged in producing cement, iron or iron products, ferro alloy products except MS Billets
2%
7
In case of supply of oil by any company engaged in oil refinery, on any amount
2%
8
In case of company engaged in distribution gas, on any amount
2%
9
In case of company engaged in gas transmission, on any amount
3%
10
In case of supply of Extra High Voltage Power Cable 33KV to 500KV by local manufacturers having own Vertical Continuous Vulcanization line
3%
11
In case of supply of books to a person other than the Government, or any authority, corporation or body of the Government, including all of its attached and sub-ordinate offices
3%
12
In case of supply of recycled lead
3%
13
In case of supply of industrial raw materials to a manufacturer
3%
14
Goods supplied in any other cases not mentioned above from serial 1 to 12 and in all other cases per section 89
5%
Annexure 2: Rate of deduction from the payment of services under section 90
SI
Description of service and payment
Rate
1
Advisory or consultancy service
10%
2
(i) Professional service; (ii) technical services fee; (iii) technical know-how or technical assistance fee
10%
3
(i) Catering service; (ii) Cleaning service; (iii) Collection and recovery agency; (iv) Private security service; (v) Manpower supply service; (vi) Creative media service; (vii) Public relations service; (viii) Event management service; (ix) Training, workshop, etc.; (x) Courier service (xi) Packing and shifting service (xii) any other service of similar nature- (a) on commission or fee (b) on gross bill amount
10% 2%
4
Media buying agency service (a) on commission or fee (b) on gross bill amount
10% 0.65%
5
Indenting commission
8%
6
Meeting fees, training fees or honorarium
10%
7
Mobile network operator, technical support service provider or agent of mobile banking operation
12%
8
Credit rating service
10%
9
Motor garage or workshop
8%
10
Private container port or dockyard service
8%
11
Shipping agency commission
8%
12
Stevedoring/berth operation commission- On commission or fee On gross bill amount
10% 5%
13
(i) Transport service, vehicle rental service, carrying service and repair & maintenance service; (ii) Any other service under any sharing economy platform including ride sharing service, coworking space providing service and accommodation providing service;
5%
14
Wheeling charge for electricity transmission
3%
15
Internet service
10%
16
Agent, dirtibutor, agency or channel partner, by any names deliverying services engaged in mobile financial services
10%
17
Commission of freight forward agent
10%
18
Gross bill including commission or gross bill except commission of freight forward agent
2.5%
19
Any other service which is not mentioned in above from serial 1 to 18.
10%
Annexure 3: Rate of deduction under section 91
Description of payment
Rate
Where base amount does not exceed taka 25 lakh
10%
Where base amount exceeds taka 25 lakh
12%
Annexure 4: Rate of deduction from income of non-residents under section 119
SI
Description of services or payments
Rate
1
Advisory or consultancy service
20%
2
Pre-shipment inspection service
20%
3
Professional service, technical services, technical know-how or technical assistance
20%
4
Architecture, interior design or landscape design, fashion design or process design
20%
5
Certification, rating etc.
20%
6
Charge or rent for satellite, airtime or frequency, rent for channel broadcast
20%
7
Legal service
20%
8
Management service including event management
20%
9
Commission
20%
10
Royalty, license fee or payments related to intangibles
20%
11
Interest
20%
12
Advertisement broadcasting
20%
13
Advertisement making or Digital marketing
15%
14
Air transport or water transport except areas mentioned per section 259 and 260
7.5%
15
Manufacturing, process or conversion, construction, engineering or any similar works by contractor, sub-contractor and sub-sub-contractor
7.5%
16
Supplier
7.5%
17
Capital gain
15%
18
Insurance premium
10%
19
Rental of machinery, equipment etc.
15%
20
Dividend- (a) company, fund and trust (b) any other person not being a company, fund and trust
20% 30%
21
Artist, singer or player
30%
22
Salary or remuneration
30%
23
Exploration or drilling in petroleum operations
5.25%
24
Survey for coal, oil or gas exploration
20%
25
Fees, etc. of surveyors of general insurance company
5.25%
26
Any service for making connectivity between oil or gas field and its export point
5.25%
27
Bandwith payment
10%
28
Courier services
15%
29
Any other payments
20%
Annexure 5: Collection of tax from motorvehicles plying commercially under section 138
SI
Description of the vehicle
Rate (Tk)
1
Bus having seats exceeding 52
16,000
2
Bus having seats not exceeding 52
11,500
3
Air-conditioned bus
37,500
4
Double decker bus
16,000
5
Air-conditioned (AC) minibus/coaster
16,000
6
Non-AC minibus/coaster
6,500
7
Prime mover
24,000
8
Truck, lorry or tank lorry having payload capacity exceeding five tons
16,000
9
Truck, lorry or tank lorry having payload capacity exceeding one and half tons but not exceeding five tons
9,500
10
Truck, lorry or tank lorry having payload capacity not exceeding one and half tons
4,000
11
Pickup van, human hauler, maxi or auto rickshaw
4,000
12
Air-conditioned taxicab
11,500
13
Non-AC taxicab
4,000
Final Thoughts
The TDS framework in Bangladesh is detailed, nuanced, and critical for maintaining fiscal discipline in organizations. With the Income Tax Act 2023 and Withholding Tax Rules 2024 in effect, the accuracy of deductions, section-wise application, and real-time compliance is more important than ever. TRW Law Firm remains your most trusted partner for navigating these complexities.
How Bangladeshis with Little or No Travel History Can Get a U.S. Visa – With TRW Law Firm’s Expert Guidance
Getting a U.S. visa can be a challenge—especially for first-time travelers from Bangladesh who have little to no travel history on their passports. The stakes are even higher for applicants eager to attend global events such as the 2026 FIFA World Cup, hosted jointly by the United States, Canada, and Mexico. While enthusiasm is high, so is the volume of applications.
However, the good news is that a lack of international travel history is not a visa denial criterion. With the right documentation, strategy, and legal support—especially from an experienced immigration law firm like TRW Law Firm—Bangladeshis can significantly improve their chances of successfully obtaining a U.S. visa.
In this article, we provide a comprehensive guide tailored for Bangladeshi applicants, especially those looking to visit the U.S. for events like the World Cup, business, tourism, family visits, or study, despite having minimal or no prior travel history.
COMMON CHALLENGES FACED BY FIRST-TIME BANGLADESHI APPLICANTS
🔲 Visa Officers Often Look for Travel Patterns
For many Bangladeshi citizens applying for the first time, a major concern is whether not having traveled abroad will count against them. U.S. consular officers review applications holistically, including:
🟩 Personal ties to Bangladesh 🟩 Financial stability and solvency 🟩 Purpose and duration of the U.S. visit 🟩 Prior compliance with immigration laws 🟩 Genuine intent to return
Lack of travel history can raise questions about whether the applicant is likely to overstay in the U.S. But it is not an automatic disqualifier.
🔲 Misconceptions and Incomplete Applications
Many applicants are rejected due to:
🟩 Incorrect or inconsistent DS-160 forms 🟩 Poor interview preparation 🟩 Weak documentation 🟩 Inability to articulate purpose of travel convincingly
These errors are avoidable with the proper legal support system.
⚖️ TRW LAW FIRM: PAVING THE WAY TO U.S. VISAS
As Bangladesh’s leading U.S. immigration law firm, TRW Law Firm has helped thousands of applicants secure various U.S. visas—even first-time applicants with no travel history. We focus on each case with a tailored legal strategy, accurate documentation, and rigorous interview training.
TRW offers services including:
🟩 Tourist visa (B1/B2) application preparation 🟩 DS-160 form verification and completion 🟩 U.S. consulate interview preparation 🟩 Legal affidavits and supporting documents 🟩 Special handling for World Cup 2026-related travel
APPLYING FOR A U.S. VISA TO ATTEND THE 2026 FIFA WORLD CUP
🔲 A Time-Sensitive Opportunity
The 2026 FIFA World Cup is expected to draw hundreds of thousands of fans from around the world. The United States, Canada, and Mexico will host matches across multiple major cities.
U.S. Embassy Dhaka has officially stated:
“We are well-prepared to process visa applications for World Cup fans. Demand to visit the United States remains high – apply now!”
🟩 FIFA match ticket confirmation 🟩 Travel itinerary (including cities and match dates) 🟩 Proof of accommodation 🟩 Employment documents or business licenses 🟩 Strong financial documentation 🟩 Proof of family and property ties to Bangladesh 🟩 Personal travel intent affidavit (if needed)
🔲 TRW’s World Cup Visa Strategy
For first-time travelers, TRW employs:
🟩 Background assessment to gauge approval probability 🟩 Guidance on ideal travel dates to reduce risk of suspicion 🟩 Documentation that showcases intent to return 🟩 Mock interviews to simulate real consular questions
STEP-BY-STEP: HOW TO APPLY FOR A U.S. VISA WITH TRW LAW FIRM
The DS-160 is the most important document. Errors, contradictions, or inconsistencies can lead to automatic rejection. TRW ensures that:
🟩 All employment, education, and address history is accurate 🟩 Purpose of visit is clearly stated 🟩 Supporting documents are consistent with the DS-160
Step 3: Pay the Visa Fee and Schedule Appointment
We’ll help guide you through the MRV fee payment and schedule your interview appointment through the U.S. Travel Docs website.
Step 4: Prepare for the Interview
This is where TRW truly shines.
🟩 We offer full-scale mock interviews 🟩 Provide training to answer key questions like:
Why are you visiting the U.S.?
What do you do in Bangladesh?
Do you intend to return? Why? 🟩 Help you prepare authentic and calm responses
Step 5: Attend the Interview
Arrive early, dress formally, carry your original documents, and be confident. You will usually know the result immediately.
HOW TO BUILD STRONG TIES TO BANGLADESH
For those with no travel history, the strength of your social and economic ties to Bangladesh is key.
🟩 Employment verification letter with leave approval 🟩 Business ownership (trade license, TIN) 🟩 Property ownership documents 🟩 Fixed deposits, bank statements
TRW can craft a full legal brief outlining these ties to reinforce your application.
WHO CAN APPLY EVEN WITHOUT TRAVEL HISTORY?
Visa officers look for credibility and intent, not just passport stamps. You may be eligible even with zero travel history if:
🟩 You are a salaried professional 🟩 You are a student with a U.S.-linked conference/event 🟩 You own a legitimate business in Bangladesh 🟩 You are part of a religious or cultural delegation 🟩 You are traveling for the 2026 FIFA World Cup 🟩 You have received a medical appointment or academic admission
SPECIAL CASES HANDLED BY TRW LAW FIRM
STUDENTS (F-1 Visa)
🟩 Guidance on SEVIS registration and I-20 validation 🟩 Financial affidavit drafting 🟩 SOP (Statement of Purpose) review
FAMILY VISITS (B2 Visa)
🟩 Sponsorship letter templates 🟩 Affidavit of support (Form I-134) 🟩 Proof of genuine relationship with sponsor
BUSINESS VISITS (B1 Visa)
🟩 Letter of invitation 🟩 Company trade license, financials, VAT return 🟩 Conference or expo documents
WHY DO PEOPLE GET REJECTED?
Common reasons for denial include:
🟥 Weak documentation 🟥 Misrepresentation or fraud 🟥 Insufficient ties to Bangladesh 🟥 Vague or unconvincing interview answers 🟥 Travel dates too long or purpose unclear
TRW ensures that every angle is covered so that you never face rejection for avoidable reasons.
WHAT TO DO IF YOU’RE REJECTED
If you’ve been denied once, it’s not the end.
TRW Law Firm can:
🟩 Identify the root cause of denial 🟩 Strengthen your re-application 🟩 Prepare a rebuttal letter if warranted 🟩 Help you wait the right amount of time before trying again
IS HAVING A U.S. VISA WORTH IT?
Yes! Even if you don’t travel immediately, holding a valid U.S. visa improves:
🟩 Future visa applications (UK, Canada, Schengen) 🟩 Your professional credibility 🟩 Your chance to visit for future FIFA events, academic programs, and more
WHY TRW LAW FIRM IS THE BEST FOR U.S. IMMIGRATION FROM BANGLADESH
TRW Law Firm’s immigration division is led by Barrister Tahmidur Rahman, supported by Advocate Syed Wahid and a team of U.S.-trained lawyers. Our credentials include:
🟩 3000+ successful visa applications 🟩 Approved applications from first-time travelers 🟩 Expertise in B1/B2, F1, H1B, EB-5, and I-134 matters 🟩 End-to-end documentation, drafting, and interview coaching
CONCLUSION
Getting a U.S. visa as a Bangladeshi with no travel history is very possible—especially with the legal muscle of TRW Law Firm. Whether you’re dreaming of seeing Messi’s final World Cup, attending a tech conference, or reuniting with loved ones, you don’t need stamps on your passport—you need strategy, documentation, and confidence.
The 2026 FIFA World Cup is a once-in-a-lifetime opportunity. If you’re ready to apply for a U.S. visa, don’t leave it to chance—let TRW Law Firm help you every step of the way.
Global Law Firm Locations: 📍 Dhaka: House 410, Road 29, Mohakhali DOHS 📍 Dubai: Rolex Building, L-12 Sheikh Zayed Road
If you’re ready to make your U.S. dream come true—even with zero travel history—book a consultation today with TRW Law Firm. The world is watching. Let your journey begin now.
Understanding the Declaration of Financial Support for a Visa Applicant By TRW Law Firm Updated: March 4, 2025
✉️ What is Form I-134?
Form I-134, officially titled the “Declaration of Financial Support,” is a U.S. immigration form used when a U.S. citizen or lawful permanent resident (green card holder) wishes to financially sponsor a temporary visitor to the United States. Most commonly, it is filed to support applicants for nonimmigrant visas, particularly tourist visas (B-1/B-2) and K-1 fiancé(e) visas.
Unlike Form I-864 (Affidavit of Support), which applies to permanent immigration such as family-based green card petitions, Form I-134 is for temporary visas. It helps visa applicants prove that they will not become a “public charge” or burden on the U.S. government during their stay.
💵 Why is Form I-134 Important?
One of the main criteria U.S. immigration officers look for during visa processing is financial self-sufficiency. Form I-134 allows a U.S.-based sponsor to declare their intention and ability to financially support the visa applicant, thus helping the applicant demonstrate they have sufficient means to support themselves in the United States.
This can significantly enhance the applicant’s chance of visa approval, especially if the applicant:
🟩 Has limited assets or income. 🟩 Is young or unemployed. 🟩 Is traveling on a long-term tourist visa. 🟩 Is applying for a K-1 fiancé(e) visa.
✅ Form I-134 Requirements
The sponsor must:
🟩 Be a U.S. citizen or lawful permanent resident. 🟩 Reside in the United States. 🟩 Be willing and financially able to support the visa applicant. 🟩 Meet or exceed 100% of the Federal Poverty Guidelines for their household size. 🟩 Provide supporting documentation of income, employment, assets, and tax filings.
Importantly, the sponsor does not need to be related to the applicant. Friends, extended family, or even an employer may act as financial sponsors.
📜 Form I-134 Process: Step-by-Step
1. Sponsor Gathers Required Information:
Full legal name, address, and Social Security Number.
Immigration status (proof of U.S. citizenship or green card).
Employment details and income.
Details of any dependents.
Information about the applicant (name, nationality, relationship).
2. Complete Form I-134:
The sponsor must accurately complete all sections of the form, either digitally or manually.
The form should be signed in ink if printed.
3. Collect Supporting Documents:
Bank letter stating when the account was opened, the current balance, and deposits in the last year.
Employment verification letter (on company letterhead).
Tax documents (most recent federal tax return or IRS transcript).
List of bonds, stocks, or other financial instruments, if applicable.
4. Submit Form to Visa Applicant:
The sponsor sends the signed Form I-134 and documentation to the visa applicant, who includes it in their visa application or brings it to the visa interview.
5. Consular Review:
The consular officer will review the sponsor’s financial evidence during the applicant’s visa interview.
🚪 What Form I-134 Is NOT
❌ Not a contract enforceable by law. ❌ Not legally binding like Form I-864. ❌ Not for green card or immigrant visa applications. ❌ Not a guarantee of visa issuance.
While Form I-134 carries moral and administrative weight, it does not carry the same legal obligations as Form I-864.
🔍 Key Differences: Form I-134 vs. Form I-864
Feature
Form I-134
Form I-864
Used for
Temporary visa support (tourist, K-1)
Green card sponsorship
Legal obligation
Informal
Legally enforceable
Income threshold
100% of Federal Poverty Guidelines
125% of Federal Poverty Guidelines
Who can sponsor
Any U.S. citizen/green card holder
Usually a close relative only
Immigration category
Nonimmigrant
Immigrant
📰 Common Use Cases
🟩 K-1/K-2 Fiancé(e) Visas: When sponsoring a foreign fiancé(e) and their children, Form I-134 helps demonstrate financial support until marriage.
🟩 Tourist (B-1/B-2) Visas: Helpful for parents, siblings, or friends visiting the U.S. temporarily.
🟩 Student or Exchange Visitors: If additional support beyond scholarships or personal funds is needed.
❌ When NOT to Use Form I-134
🔴 Do not use if applying for an immigrant visa (green card) – use Form I-864. 🔴 Not applicable for DV Lottery immigrant visa applicants. 🔴 Avoid using outdated forms. As of January 29, 2024, USCIS only accepts the 11/09/2023 edition.
🔔 FAQs About Form I-134
❓ Does the sponsor have to be a relative?
No. Friends or acquaintances may sponsor a visa applicant.
❓ Is there a filing fee?
No. Form I-134 is free.
❓ Where do I submit Form I-134?
You don’t submit it to USCIS. Give it to the visa applicant to submit at their visa interview or with their application.
❓ Is Form I-134 enforceable?
Not in court. It is a declaration, not a legally binding contract like Form I-864.
❓ What is Form I-134A?
This is a different online form specifically used for sponsors under humanitarian parole programs such as Uniting for Ukraine or for Cubans, Haitians, Nicaraguans, and Venezuelans. Do not confuse this with I-134.
📝 TRW Law Firm’s Recommendation
At TRW Law Firm, we advise all sponsors to:
🟩 Use the most recent edition of Form I-134. 🟩 Provide thorough financial documentation. 🟩 Include a signed, dated employment verification letter. 🟩 Avoid errors or inconsistent information. 🟩 Speak with an immigration attorney for case-specific advice.
📈 Summary Table
Section
Key Points
Purpose
Declaration of financial support for a temporary visa
Filed By
U.S. citizen or green card holder
Legal Weight
Not enforceable
Application Fee
None
Income Requirement
100% of Federal Poverty Guidelines
Submitted To
Visa applicant, not USCIS directly
💬 Contact TRW Law Firm
For guidance in preparing and using Form I-134 effectively, speak with our expert attorneys at TRW Law Firm.
