Our advice is informed by decades of experience working alongside the leading industry players in energy, life sciences, technology, financial services, private capital and more.
Ownership and registration: Title deeds, khatian numbers, mutation records.
Demographic data: Tenant profiles, buyer behavior, income distribution.
Behavioral data: Site visits, interest tracking, creditworthiness (from banks or digital platforms).
This data is increasingly managed by:
Proptech startups and online real estate platforms (e.g., Bproperty, Lamudi).
Banks and NBFIs offering home loans.
Real estate developers using analytics to set prices or predict market trends.
Government agencies (like RAJUK and Ministry of Land) that offer access to digitized land records.
Applicable Legal Frameworks (Expanded Analysis)
1. Digital Security Act, 2023
Key Clause: Section 26 – Identity Information
Real estate entities routinely process sensitive personal data such as:
NID numbers
TIN certificates
Passport details
Photographs
Utility bills
Power of attorney documents
Legal Risk:
If a developer, platform, or agent leaks or misuses such information—e.g., uploads POA or title deeds without consent—they can be:
Criminally prosecuted under the DSA.
Fined or imprisoned depending on the gravity of breach.
Subject to reputational damage, which could affect licensing and banking partnerships.
Lawyer’s Role:
Draft airtight data processing policies in all agreements involving customer onboarding (real estate purchase agreements, app-based consent forms).
Advise on consent mechanisms: Every platform must have consent-based data sharing, preferably in both English and Bangla.
Negotiate data-sharing protocols with third parties (mortgage banks, valuation experts, government APIs).
Train clients on liability arising from outsourced agents and digital service vendors.
2. Right to Information Act, 2009
Key Clauses:
Section 6 – Citizens’ right to access information from public authorities.
Section 7 – Exemption from disclosure of information that invades personal privacy.
Relevance to Real Estate:
Property buyers, journalists, or NGOs may file RTI requests to obtain:
Mutation records
Developer approval status from RAJUK
Environmental clearance certificates (from DoE)
However, when the data request includes personal details (e.g., name, address of current land owner), the public authority may lawfully deny it unless there is overriding public interest.
Lawyer’s Role:
Advise clients on what information can be accessed via RTI and what cannot.
For developers and banks: guide them in preparing disclosures for compliance during government due diligence processes (e.g., clearance from land offices).
For real estate analysts: avoid publishing datasets with unredacted personal details unless obtained with consent.
3. Real Estate Development and Management Act, 2010
This law regulates the conduct of real estate developers and agents, and touches on data indirectly by regulating:
Advertisement practices (Section 6)
Sale agreements and documentation (Section 12)
Delivery and handover obligations (Section 13)
Data Analytics Implications:
If developers use predictive analytics to offer flexible pricing, they must ensure that this pricing is transparently communicated and not misleading.
If sales data is collected for targeting offers, it must comply with truthful advertisement obligations under this Act.
Data insights used in sales brochures or performance forecasts must be evidence-based, or developers risk misrepresentation claims.
Lawyer’s Role:
Ensure compliance of data-based marketing with truth-in-advertising rules.
Draft sales agreements with disclaimers for data-driven insights (e.g., pricing forecasts, appreciation projections).
Include clauses on data retention policies in buyer contracts, especially if client uses CRM/ERP systems.
Key Features of RTI (Right to Information):
Who Can Apply: Any Bangladeshi citizen can request information from a public authority.
What You Can Request: Information regarding decisions, public services, government projects, budgets, land records, environmental clearances, licensing, etc. held by public offices like:
Ministry of Land
RAJUK
Department of Environment
Local Land Offices
Exceptions (Section 7 of the Act): Certain information is exempt from disclosure:
Personal information that invades privacy
National security and defense matters
Trade secrets and intellectual property
Information restricted by court orders
Designated Officers: Every government body is required to have a Designated Officer to process RTI applications.
Timeline: Public authorities must respond within 20 working days (or 30 days if transferred to another office).
Appeals: If the request is denied or ignored, the applicant can:
File an appeal with the head of the public authority
File a complaint to the Information Commission of Bangladesh
🏠 RTI in Real Estate Context (Bangladesh):
If you’re advising clients in the real estate sector, here’s how RTI applies:
Use Case
Legal Use Under RTI
Limitations
Check mutation or land registration info
✅ Allowed if about public land records
❌ Cannot get private owner’s personal data
Obtain RAJUK project approvals
✅ Allowed (e.g., layout plan approvals)
❌ Design details may be partially redacted
Confirm developer’s licensing
✅ Allowed from Housing Authority
❌ Salary or personal details are exempt
Environmental clearance records
✅ DoE documents can be requested
❌ Company’s internal documents not available
⚖️ RTI in Practice for Lawyers
You can file RTI applications on behalf of your clients.
Use RTI to support litigation or due diligence (e.g., verifying legal status of land).
Make sure to avoid seeking personal data (like NID, income, or medical history) without consent or court order.
🧾 How to File an RTI Application (Bangladesh):
Write a formal application addressed to the Designated Officer.
Include applicant’s name, address, contact, and specific information required.
Pay the prescribed fee (currently BDT 5–10 depending on the mode).
Submit via post, email, or in-person to the public authority.
If no response, file an appeal or complaint with the Information Commission.
Other Related Legal Regimes to Keep in Mind
✅ Banking Companies Act, 1991
Applies to housing finance institutions using property valuation and credit scoring algorithms.
Data-sharing with credit bureaus or fintech partners requires:
Borrower’s consent.
Proper safeguards to avoid data leakage or unfair discrimination.
✅ Information and Communication Technology (ICT) Act, 2006 (limited residual relevance)
Still applies where online records (digital khatian or e-mutation) are used as evidence in transactions or litigation.
✅ Bangladesh Data Protection Law (Proposed Draft, 2022-2025)
Although not enacted yet, legal developments point to a future where:
Data fiduciaries (like proptech firms) must register.
Sensitive personal data must have explicit consent.
Users have “right to be forgotten” and access to data reports.
⚖️ Legal and Ethical Compliance Checklist for Real Estate Clients
Compliance Area
Legal Risk If Ignored
Lawyer’s Advisory Focus
Processing NID, TIN, POA documents
Criminal liability under DSA
Draft data privacy policies, ensure consent and encryption
Predictive pricing models
Misrepresentation under Real Estate Act
Add disclaimers in brochures, verify data sources
Land ownership data via RTI
Privacy violation under RTI Act
Filter PII from requests, apply only for legally permitted data
Sharing data with banks or agents
Unauthorized disclosure under DSA
Vet third-party agreements, add indemnity clauses
Collecting data from site/app users
Breach of Digital Security Act
Draft cookie policies, obtain user consent, register database
Cross-border storage of data
Regulatory gaps, future liability
Host data within compliant jurisdictions (e.g., within Bangladesh)
Outsourcing data analytics
Vicarious liability
Include NDA and DPA clauses in vendor contracts
Contractual Clauses You Should Recommend
As a lawyer, integrate the following into your contracts and compliance documents:
Data Protection Clause in booking and sales agreements.
Disclosure and Consent Clause in loan documents.
Confidentiality and Data Security Clause in employee and agent contracts.
RTI Disclosure Protocol Clause in developer-government communication protocols.
Limitation of Liability for Predictive Insights in marketing and forecast materials.
Future Trends Lawyers Should Prepare For
AI-driven land mapping: Satellite and GIS data analytics to predict property value appreciation—must be verified for accuracy.
Blockchain-based land registries: Legal training will be required to interpret and integrate smart contracts and tokenized land records.
Tenant scoring systems: Risk profiling of tenants by agents could raise discrimination issues under international human rights frameworks.
Summary Table of Laws
Law/Regulation
Key Focus Area
Relevance to Real Estate Data
Digital Security Act, 2023
Identity data protection
Criminalizes unauthorized use of NID, POA, etc.
Right to Information Act, 2009
Government data transparency
Allows limited access to land records
Real Estate Development and Management Act, 2010
Consumer protection, sale regulation
Requires honest data-based advertisements
Proposed Data Protection Law (Draft)
Consent, data retention, privacy rights
Will set future norms for proptech
Banking Companies Act, 1991
Credit data and financial transparency
Applies to data use in housing loans
ICT Act, 2006 (limited)
Legal acceptance of digital documents
Relevant for land record submission
Need Legal Guidance?
For proptech companies, developers, banks, or data-driven real estate platforms operating in Bangladesh, TRW Law Firm provides industry-focused legal services in:
Tax Deduction at Source (TDS) in Bangladesh for FY 2024-25: Comprehensive Guide by TRW Law Firm
Tax Deducted at Source (TDS) is a cornerstone of the tax administration framework in Bangladesh. It is a withholding tax mechanism whereby tax is deducted from income at the time of payment and remitted to the government. With the enactment of the Income Tax Act 2023 and the promulgation of the Withholding Tax Rules 2024 (Utse Kor Bidhimala 2024), the TDS regime has undergone significant reforms. This article, curated by TRW Law Firm, provides a comprehensive overview of the TDS Rates Chart FY 2024-25, with relevant section references, annexures, and key updates.
Understanding TDS: Legal Framework
Statutory Base: Income Tax Act 2023
Supplementary Rules: Withholding Tax Rules 2024
Governing Authority: National Board of Revenue (NBR)
Compliance Mandate: Mandatory for all withholding entities (government, non-government organizations, companies, and financial institutions)
Key Highlights of Changes in FY 2024-25
𞟩 Enactment of new Income Tax Act, replacing older references 𞟩 Simplified structure of Annexures across goods, services, intangibles, and non-residents 𞟩 Revised rates on local L/C, digital services, and freight agents 𞟩 Increased scrutiny and penalties for non-compliance
Full TDS Rates Chart FY 2024-25 with Section References
The following chart consolidates the updated TDS rates, relevant sections from the Income Tax Act 2023, and annexure references as per the Withholding Tax Rules 2024.
SI
Heads
Ref
Rate
01
Salaries
Section 86
Average
Salaries (Government)
Section 86 (3)
Average
02
Payment to Participation Fund, Welfare Fund and Workers’ Welfare Foundation Fund
Section 88
10%
03
(a) Execution of contract, other than a contract for providing or rendering a service mentioned in under sections of Part 7 of the Act. (b) Supply of goods; (c)Manufacture, process or conversion; (d) Printing, packaging or binding
Section 89
Annexure 1
04
Deduction from payment of services
Section 90
Annexure 2
05
Payment for intangibles assets
Section 91
Annexure 3
06
Advertisement in media
Section 92
5%
07
Payment to actors, actresses, producers, etc.
Section 93
(a)10% on the payment in case of purchase of film, drama, any kind of television or radio program
(b)10% on the payment to actor/actress
08
Commission, discount or fees
Section 94
See lesson 2.6
09
Travel agent
Section 95
See lesson 3.1
10
Commission of letter of credit
Section 96
5%
11
Payment against local L/C
Section 97
3% (If purchase of goods for the purpose of trading or reselling after process or conversion)
1% (Payment against the invoice or sale of goods to distributor)
2% (If the payment related to local letter of credit (L/C) and any other financing agreement in respect of purchase or procurement of all kinds of fruits and computer or computer accessories.
1% (If the payment related to local letter of credit (L/C) and any other financing agreement in respect of purchase or procurement of rice, wheat, potato, onion, garlic, peas, chickpeas, lentils, ginger, turmeric, dried chilies, pulses, maize, coarse flour, flour, salt, edible oil, sugar, black pepper, cinnamon, cardamom, clove, cassia leaf, jute, cotton and yarn.
12
Payment by cellular mobile phone operator
Section 98
20%
13
Payment in excess of premium paid on life insurance policy
Section 99
5%
14
Insurance commission
Section 100
5%
15
Fees of survey for general insurance company
Section 101
15%
16
Intrest on savings account and fixed deposit
Section 102
20% – Trust, Association of Person (AoP), Company
10% – Primary Educational Institute, Chartered Accountants or Cost and Management Accountants or Chartered Secretaies Institute
10% – Any other person except as above
17
Interest income on resident
Section 104
10%
18
Interest on saving instruments
Section 105
10% (No withholding tax on interest on pensioners savings certificate if cumulative investment in such certificate at the end of the income year does not exceed tk. 5 lakh)
19
Interest on securities
Section 106
5%
20
Discount on the real value of Bangladesh Bank Bills
Section 107
Maximum
21
International gateway service in respect of phone call.
Section 108
(1) 1.5% of total revenue received by IGW services operator.
(2) 7.5% of revenue paid or credited to ICX, ANS, BTRC and others
(3) 7.5% on the whole amount so paid or credited at the time of payment or credit
22
Rental income
Section 109
5%
23
Services from convention hall, conference centre etc.
Section 110
5%
24
Compensation against acquisition of property
Section 111
(a) 6% of the amount of such compensation against the immovable property situated within a city corporation, paurashava or cantonment board
(b) 3% of the amount of such compensation against the immovable property situated outside the jurisdiction of a city corporation, paurashava or cantonment board
25
Export cash subsidy
Section 112
10%
26
Purchase of power
Section 114
6%
27
Any sum paid by real estate developer to land owner
Section 115
15%
28
Commission or remuneration paid to agent of foreign buyer
Section 116
10%
29
Dividends
Section 117
Company – applicable rate for such company Resident/nonresident Bangladeshi person other than company -If TIN, 10% -If No TIN, 15%
30
Income from lottery
Section 118
20%
31
Income of non-residents
Section 119
Annexure 4
32
Import
Section 120
Appendix 5
33
Recruiting agents
Section 121
10% BDT 50,000 as advance tax for license or renew of license
34
C & F Agent
Section 122
10%
35
Deduction of tax from export proceeds
Section 123
1% of the total export proceeds
36
Any income in connection with any service provided to any foreign person by a resident person; No tax against sale of software or services if it is exempted under paragraph 21 of part 1 of the sixth schedule, or excluded from total income by paragraph 17 and 33 of Part 1 of the Sixth Schedule.
Section 124
7.5% 10% in case of commission received by Freight Forward Agent but 2.5% in case of gross bill including commission.
37
Transfer of property
Section 125
Appendix 6
38
Collection of tax from developer or real estate developer
Section 126
i) in case of building, house, flat, apartment or floor space constcructed or used for residential pupose – BDT 1,600 per square metre
ii) in case of building, house, flat, apartment or floor space constcructed or used not for residential pupose – BDT 6,500 per square metre
iii) in case of land with building, house, flat, apartment or floor space – 5% of deed value provided that the tax shall not exceed the above rates.
39
Collection of Tax from lease of property
Section 128
4%
40
Manufacturer of nonmechanical cigarette (Bidi)
Section 129
10% of the value of banderols
41
Brick Manufacturer
Section 130
Tk.80,000/- not exceeding 108,000 square feet sized brickfield,
Section 125: Property Transfer Tax (See Appendix 6)
Section 134-136: Share Transfers:
General Transfers: 10%–15%
Stock Exchange Transfers: 15%
Stock Exchange Member Transactions: 0.05%
Transport Sector: TDS Compliance
Section 138 & 139 (Annexure 5)
Buses, Trucks, Tank Lorries, Taxis, Inland Ships – Fixed amount depending on type and size
Simplified Summary Table
Category
Section
TDS Rate
Salaries
86
Average
Contract Execution
89
Annexure 1 (0.5% – 7%)
Services
90
Annexure 2 (2% – 12%)
Intangible Assets
91
10% – 12%
Advertisement (Media)
92
5%
Local L/C Payments
97
1% – 3%
Mobile Operators
98
20%
Export Subsidy
112
10%
Rental Income
109
5%
Dividends (w/ TIN)
117
10%
Dividends (no TIN)
117
15%
Interest Income
102-106
10% – 20%
Transfer of Shares
134-136
10% – 15%
Motor Vehicles (Commercial)
138
Fixed rate (Tk 4,000 – 37,500)
Why Compliance Matters
Failure to deduct and deposit TDS accurately and timely can lead to:
Imposition of fines under the Income Tax Act 2023
Disallowance of expenses
Interest and penalty
Legal consequences under tax evasion provisions
How TRW Law Firm Can Help
TRW Law Firm provides industry-leading tax advisory, compliance management, and litigation services. Our specialized tax consultants and chartered accountants:
Analyze client payment obligations for accurate TDS deduction
Provide cross-border tax compliance for non-resident payments
Handle audits, queries, and disputes from the NBR
Implement enterprise-wide TDS compliance systems for corporations
SI
Description
Rate
1
In case of an industrial undertaking engaged in the production of MS Billets and locally procured MS Scrap
0.5%
2
In case of oil supplied by oil marketing companies engaged in marketing of petroleum oil and lubricant
0.60%
3
In case of oil supplied by dealer or agent (excluding petrol pump station) of oil marketing companies, on any amount
1%
4
In case of supply of paddy, rice, wheat, potato, fish, meat, onion, garlic, peas, chickpeas, lentils, ginger, turmeric, dried chillies, pulses, maize, coarse flour, flour, salt, edible oil, sugar, black pepper, cinnamon, cardamom, clove, date, cassia leaf, jute, cotton, yarn and all kinds of fruits
1%
5
In case of supply of all types of fruites
2%
6
In case of an industrial undertaking engaged in producing cement, iron or iron products, ferro alloy products except MS Billets
2%
7
In case of supply of oil by any company engaged in oil refinery, on any amount
2%
8
In case of company engaged in distribution gas, on any amount
2%
9
In case of company engaged in gas transmission, on any amount
3%
10
In case of supply of Extra High Voltage Power Cable 33KV to 500KV by local manufacturers having own Vertical Continuous Vulcanization line
3%
11
In case of supply of books to a person other than the Government, or any authority, corporation or body of the Government, including all of its attached and sub-ordinate offices
3%
12
In case of supply of recycled lead
3%
13
In case of supply of industrial raw materials to a manufacturer
3%
14
Goods supplied in any other cases not mentioned above from serial 1 to 12 and in all other cases per section 89
5%
Annexure 2: Rate of deduction from the payment of services under section 90
SI
Description of service and payment
Rate
1
Advisory or consultancy service
10%
2
(i) Professional service; (ii) technical services fee; (iii) technical know-how or technical assistance fee
10%
3
(i) Catering service; (ii) Cleaning service; (iii) Collection and recovery agency; (iv) Private security service; (v) Manpower supply service; (vi) Creative media service; (vii) Public relations service; (viii) Event management service; (ix) Training, workshop, etc.; (x) Courier service (xi) Packing and shifting service (xii) any other service of similar nature- (a) on commission or fee (b) on gross bill amount
10% 2%
4
Media buying agency service (a) on commission or fee (b) on gross bill amount
10% 0.65%
5
Indenting commission
8%
6
Meeting fees, training fees or honorarium
10%
7
Mobile network operator, technical support service provider or agent of mobile banking operation
12%
8
Credit rating service
10%
9
Motor garage or workshop
8%
10
Private container port or dockyard service
8%
11
Shipping agency commission
8%
12
Stevedoring/berth operation commission- On commission or fee On gross bill amount
10% 5%
13
(i) Transport service, vehicle rental service, carrying service and repair & maintenance service; (ii) Any other service under any sharing economy platform including ride sharing service, coworking space providing service and accommodation providing service;
5%
14
Wheeling charge for electricity transmission
3%
15
Internet service
10%
16
Agent, dirtibutor, agency or channel partner, by any names deliverying services engaged in mobile financial services
10%
17
Commission of freight forward agent
10%
18
Gross bill including commission or gross bill except commission of freight forward agent
2.5%
19
Any other service which is not mentioned in above from serial 1 to 18.
10%
Annexure 3: Rate of deduction under section 91
Description of payment
Rate
Where base amount does not exceed taka 25 lakh
10%
Where base amount exceeds taka 25 lakh
12%
Annexure 4: Rate of deduction from income of non-residents under section 119
SI
Description of services or payments
Rate
1
Advisory or consultancy service
20%
2
Pre-shipment inspection service
20%
3
Professional service, technical services, technical know-how or technical assistance
20%
4
Architecture, interior design or landscape design, fashion design or process design
20%
5
Certification, rating etc.
20%
6
Charge or rent for satellite, airtime or frequency, rent for channel broadcast
20%
7
Legal service
20%
8
Management service including event management
20%
9
Commission
20%
10
Royalty, license fee or payments related to intangibles
20%
11
Interest
20%
12
Advertisement broadcasting
20%
13
Advertisement making or Digital marketing
15%
14
Air transport or water transport except areas mentioned per section 259 and 260
7.5%
15
Manufacturing, process or conversion, construction, engineering or any similar works by contractor, sub-contractor and sub-sub-contractor
7.5%
16
Supplier
7.5%
17
Capital gain
15%
18
Insurance premium
10%
19
Rental of machinery, equipment etc.
15%
20
Dividend- (a) company, fund and trust (b) any other person not being a company, fund and trust
20% 30%
21
Artist, singer or player
30%
22
Salary or remuneration
30%
23
Exploration or drilling in petroleum operations
5.25%
24
Survey for coal, oil or gas exploration
20%
25
Fees, etc. of surveyors of general insurance company
5.25%
26
Any service for making connectivity between oil or gas field and its export point
5.25%
27
Bandwith payment
10%
28
Courier services
15%
29
Any other payments
20%
Annexure 5: Collection of tax from motorvehicles plying commercially under section 138
SI
Description of the vehicle
Rate (Tk)
1
Bus having seats exceeding 52
16,000
2
Bus having seats not exceeding 52
11,500
3
Air-conditioned bus
37,500
4
Double decker bus
16,000
5
Air-conditioned (AC) minibus/coaster
16,000
6
Non-AC minibus/coaster
6,500
7
Prime mover
24,000
8
Truck, lorry or tank lorry having payload capacity exceeding five tons
16,000
9
Truck, lorry or tank lorry having payload capacity exceeding one and half tons but not exceeding five tons
9,500
10
Truck, lorry or tank lorry having payload capacity not exceeding one and half tons
4,000
11
Pickup van, human hauler, maxi or auto rickshaw
4,000
12
Air-conditioned taxicab
11,500
13
Non-AC taxicab
4,000
Final Thoughts
The TDS framework in Bangladesh is detailed, nuanced, and critical for maintaining fiscal discipline in organizations. With the Income Tax Act 2023 and Withholding Tax Rules 2024 in effect, the accuracy of deductions, section-wise application, and real-time compliance is more important than ever. TRW Law Firm remains your most trusted partner for navigating these complexities.
How Bangladeshis with Little or No Travel History Can Get a U.S. Visa – With TRW Law Firm’s Expert Guidance
Getting a U.S. visa can be a challenge—especially for first-time travelers from Bangladesh who have little to no travel history on their passports. The stakes are even higher for applicants eager to attend global events such as the 2026 FIFA World Cup, hosted jointly by the United States, Canada, and Mexico. While enthusiasm is high, so is the volume of applications.
However, the good news is that a lack of international travel history is not a visa denial criterion. With the right documentation, strategy, and legal support—especially from an experienced immigration law firm like TRW Law Firm—Bangladeshis can significantly improve their chances of successfully obtaining a U.S. visa.
In this article, we provide a comprehensive guide tailored for Bangladeshi applicants, especially those looking to visit the U.S. for events like the World Cup, business, tourism, family visits, or study, despite having minimal or no prior travel history.
COMMON CHALLENGES FACED BY FIRST-TIME BANGLADESHI APPLICANTS
🔲 Visa Officers Often Look for Travel Patterns
For many Bangladeshi citizens applying for the first time, a major concern is whether not having traveled abroad will count against them. U.S. consular officers review applications holistically, including:
🟩 Personal ties to Bangladesh 🟩 Financial stability and solvency 🟩 Purpose and duration of the U.S. visit 🟩 Prior compliance with immigration laws 🟩 Genuine intent to return
Lack of travel history can raise questions about whether the applicant is likely to overstay in the U.S. But it is not an automatic disqualifier.
🔲 Misconceptions and Incomplete Applications
Many applicants are rejected due to:
🟩 Incorrect or inconsistent DS-160 forms 🟩 Poor interview preparation 🟩 Weak documentation 🟩 Inability to articulate purpose of travel convincingly
These errors are avoidable with the proper legal support system.
⚖️ TRW LAW FIRM: PAVING THE WAY TO U.S. VISAS
As Bangladesh’s leading U.S. immigration law firm, TRW Law Firm has helped thousands of applicants secure various U.S. visas—even first-time applicants with no travel history. We focus on each case with a tailored legal strategy, accurate documentation, and rigorous interview training.
TRW offers services including:
🟩 Tourist visa (B1/B2) application preparation 🟩 DS-160 form verification and completion 🟩 U.S. consulate interview preparation 🟩 Legal affidavits and supporting documents 🟩 Special handling for World Cup 2026-related travel
APPLYING FOR A U.S. VISA TO ATTEND THE 2026 FIFA WORLD CUP
🔲 A Time-Sensitive Opportunity
The 2026 FIFA World Cup is expected to draw hundreds of thousands of fans from around the world. The United States, Canada, and Mexico will host matches across multiple major cities.
U.S. Embassy Dhaka has officially stated:
“We are well-prepared to process visa applications for World Cup fans. Demand to visit the United States remains high – apply now!”
🟩 FIFA match ticket confirmation 🟩 Travel itinerary (including cities and match dates) 🟩 Proof of accommodation 🟩 Employment documents or business licenses 🟩 Strong financial documentation 🟩 Proof of family and property ties to Bangladesh 🟩 Personal travel intent affidavit (if needed)
🔲 TRW’s World Cup Visa Strategy
For first-time travelers, TRW employs:
🟩 Background assessment to gauge approval probability 🟩 Guidance on ideal travel dates to reduce risk of suspicion 🟩 Documentation that showcases intent to return 🟩 Mock interviews to simulate real consular questions
STEP-BY-STEP: HOW TO APPLY FOR A U.S. VISA WITH TRW LAW FIRM
The DS-160 is the most important document. Errors, contradictions, or inconsistencies can lead to automatic rejection. TRW ensures that:
🟩 All employment, education, and address history is accurate 🟩 Purpose of visit is clearly stated 🟩 Supporting documents are consistent with the DS-160
Step 3: Pay the Visa Fee and Schedule Appointment
We’ll help guide you through the MRV fee payment and schedule your interview appointment through the U.S. Travel Docs website.
Step 4: Prepare for the Interview
This is where TRW truly shines.
🟩 We offer full-scale mock interviews 🟩 Provide training to answer key questions like:
Why are you visiting the U.S.?
What do you do in Bangladesh?
Do you intend to return? Why? 🟩 Help you prepare authentic and calm responses
Step 5: Attend the Interview
Arrive early, dress formally, carry your original documents, and be confident. You will usually know the result immediately.
HOW TO BUILD STRONG TIES TO BANGLADESH
For those with no travel history, the strength of your social and economic ties to Bangladesh is key.
🟩 Employment verification letter with leave approval 🟩 Business ownership (trade license, TIN) 🟩 Property ownership documents 🟩 Fixed deposits, bank statements
TRW can craft a full legal brief outlining these ties to reinforce your application.
WHO CAN APPLY EVEN WITHOUT TRAVEL HISTORY?
Visa officers look for credibility and intent, not just passport stamps. You may be eligible even with zero travel history if:
🟩 You are a salaried professional 🟩 You are a student with a U.S.-linked conference/event 🟩 You own a legitimate business in Bangladesh 🟩 You are part of a religious or cultural delegation 🟩 You are traveling for the 2026 FIFA World Cup 🟩 You have received a medical appointment or academic admission
SPECIAL CASES HANDLED BY TRW LAW FIRM
STUDENTS (F-1 Visa)
🟩 Guidance on SEVIS registration and I-20 validation 🟩 Financial affidavit drafting 🟩 SOP (Statement of Purpose) review
FAMILY VISITS (B2 Visa)
🟩 Sponsorship letter templates 🟩 Affidavit of support (Form I-134) 🟩 Proof of genuine relationship with sponsor
BUSINESS VISITS (B1 Visa)
🟩 Letter of invitation 🟩 Company trade license, financials, VAT return 🟩 Conference or expo documents
WHY DO PEOPLE GET REJECTED?
Common reasons for denial include:
🟥 Weak documentation 🟥 Misrepresentation or fraud 🟥 Insufficient ties to Bangladesh 🟥 Vague or unconvincing interview answers 🟥 Travel dates too long or purpose unclear
TRW ensures that every angle is covered so that you never face rejection for avoidable reasons.
WHAT TO DO IF YOU’RE REJECTED
If you’ve been denied once, it’s not the end.
TRW Law Firm can:
🟩 Identify the root cause of denial 🟩 Strengthen your re-application 🟩 Prepare a rebuttal letter if warranted 🟩 Help you wait the right amount of time before trying again
IS HAVING A U.S. VISA WORTH IT?
Yes! Even if you don’t travel immediately, holding a valid U.S. visa improves:
🟩 Future visa applications (UK, Canada, Schengen) 🟩 Your professional credibility 🟩 Your chance to visit for future FIFA events, academic programs, and more
WHY TRW LAW FIRM IS THE BEST FOR U.S. IMMIGRATION FROM BANGLADESH
TRW Law Firm’s immigration division is led by Barrister Tahmidur Rahman, supported by Advocate Syed Wahid and a team of U.S.-trained lawyers. Our credentials include:
🟩 3000+ successful visa applications 🟩 Approved applications from first-time travelers 🟩 Expertise in B1/B2, F1, H1B, EB-5, and I-134 matters 🟩 End-to-end documentation, drafting, and interview coaching
CONCLUSION
Getting a U.S. visa as a Bangladeshi with no travel history is very possible—especially with the legal muscle of TRW Law Firm. Whether you’re dreaming of seeing Messi’s final World Cup, attending a tech conference, or reuniting with loved ones, you don’t need stamps on your passport—you need strategy, documentation, and confidence.
The 2026 FIFA World Cup is a once-in-a-lifetime opportunity. If you’re ready to apply for a U.S. visa, don’t leave it to chance—let TRW Law Firm help you every step of the way.
Global Law Firm Locations: 📍 Dhaka: House 410, Road 29, Mohakhali DOHS 📍 Dubai: Rolex Building, L-12 Sheikh Zayed Road
If you’re ready to make your U.S. dream come true—even with zero travel history—book a consultation today with TRW Law Firm. The world is watching. Let your journey begin now.
Understanding the Declaration of Financial Support for a Visa Applicant By TRW Law Firm Updated: March 4, 2025
✉️ What is Form I-134?
Form I-134, officially titled the “Declaration of Financial Support,” is a U.S. immigration form used when a U.S. citizen or lawful permanent resident (green card holder) wishes to financially sponsor a temporary visitor to the United States. Most commonly, it is filed to support applicants for nonimmigrant visas, particularly tourist visas (B-1/B-2) and K-1 fiancé(e) visas.
Unlike Form I-864 (Affidavit of Support), which applies to permanent immigration such as family-based green card petitions, Form I-134 is for temporary visas. It helps visa applicants prove that they will not become a “public charge” or burden on the U.S. government during their stay.
💵 Why is Form I-134 Important?
One of the main criteria U.S. immigration officers look for during visa processing is financial self-sufficiency. Form I-134 allows a U.S.-based sponsor to declare their intention and ability to financially support the visa applicant, thus helping the applicant demonstrate they have sufficient means to support themselves in the United States.
This can significantly enhance the applicant’s chance of visa approval, especially if the applicant:
🟩 Has limited assets or income. 🟩 Is young or unemployed. 🟩 Is traveling on a long-term tourist visa. 🟩 Is applying for a K-1 fiancé(e) visa.
✅ Form I-134 Requirements
The sponsor must:
🟩 Be a U.S. citizen or lawful permanent resident. 🟩 Reside in the United States. 🟩 Be willing and financially able to support the visa applicant. 🟩 Meet or exceed 100% of the Federal Poverty Guidelines for their household size. 🟩 Provide supporting documentation of income, employment, assets, and tax filings.
Importantly, the sponsor does not need to be related to the applicant. Friends, extended family, or even an employer may act as financial sponsors.
📜 Form I-134 Process: Step-by-Step
1. Sponsor Gathers Required Information:
Full legal name, address, and Social Security Number.
Immigration status (proof of U.S. citizenship or green card).
Employment details and income.
Details of any dependents.
Information about the applicant (name, nationality, relationship).
2. Complete Form I-134:
The sponsor must accurately complete all sections of the form, either digitally or manually.
The form should be signed in ink if printed.
3. Collect Supporting Documents:
Bank letter stating when the account was opened, the current balance, and deposits in the last year.
Employment verification letter (on company letterhead).
Tax documents (most recent federal tax return or IRS transcript).
List of bonds, stocks, or other financial instruments, if applicable.
4. Submit Form to Visa Applicant:
The sponsor sends the signed Form I-134 and documentation to the visa applicant, who includes it in their visa application or brings it to the visa interview.
5. Consular Review:
The consular officer will review the sponsor’s financial evidence during the applicant’s visa interview.
🚪 What Form I-134 Is NOT
❌ Not a contract enforceable by law. ❌ Not legally binding like Form I-864. ❌ Not for green card or immigrant visa applications. ❌ Not a guarantee of visa issuance.
While Form I-134 carries moral and administrative weight, it does not carry the same legal obligations as Form I-864.
🔍 Key Differences: Form I-134 vs. Form I-864
Feature
Form I-134
Form I-864
Used for
Temporary visa support (tourist, K-1)
Green card sponsorship
Legal obligation
Informal
Legally enforceable
Income threshold
100% of Federal Poverty Guidelines
125% of Federal Poverty Guidelines
Who can sponsor
Any U.S. citizen/green card holder
Usually a close relative only
Immigration category
Nonimmigrant
Immigrant
📰 Common Use Cases
🟩 K-1/K-2 Fiancé(e) Visas: When sponsoring a foreign fiancé(e) and their children, Form I-134 helps demonstrate financial support until marriage.
🟩 Tourist (B-1/B-2) Visas: Helpful for parents, siblings, or friends visiting the U.S. temporarily.
🟩 Student or Exchange Visitors: If additional support beyond scholarships or personal funds is needed.
❌ When NOT to Use Form I-134
🔴 Do not use if applying for an immigrant visa (green card) – use Form I-864. 🔴 Not applicable for DV Lottery immigrant visa applicants. 🔴 Avoid using outdated forms. As of January 29, 2024, USCIS only accepts the 11/09/2023 edition.
🔔 FAQs About Form I-134
❓ Does the sponsor have to be a relative?
No. Friends or acquaintances may sponsor a visa applicant.
❓ Is there a filing fee?
No. Form I-134 is free.
❓ Where do I submit Form I-134?
You don’t submit it to USCIS. Give it to the visa applicant to submit at their visa interview or with their application.
❓ Is Form I-134 enforceable?
Not in court. It is a declaration, not a legally binding contract like Form I-864.
❓ What is Form I-134A?
This is a different online form specifically used for sponsors under humanitarian parole programs such as Uniting for Ukraine or for Cubans, Haitians, Nicaraguans, and Venezuelans. Do not confuse this with I-134.
📝 TRW Law Firm’s Recommendation
At TRW Law Firm, we advise all sponsors to:
🟩 Use the most recent edition of Form I-134. 🟩 Provide thorough financial documentation. 🟩 Include a signed, dated employment verification letter. 🟩 Avoid errors or inconsistent information. 🟩 Speak with an immigration attorney for case-specific advice.
📈 Summary Table
Section
Key Points
Purpose
Declaration of financial support for a temporary visa
Filed By
U.S. citizen or green card holder
Legal Weight
Not enforceable
Application Fee
None
Income Requirement
100% of Federal Poverty Guidelines
Submitted To
Visa applicant, not USCIS directly
💬 Contact TRW Law Firm
For guidance in preparing and using Form I-134 effectively, speak with our expert attorneys at TRW Law Firm.
A TRW Law Firm Guide to the Supplemental Information for Spouse Beneficiary Form
Introduction
For couples navigating the U.S. immigration system, the journey to a marriage-based green card is both exciting and legally intricate. At the heart of this process is Form I-130—the Petition for Alien Relative. But lesser known, yet equally important, is Form I-130A, which supplements the I-130 when the foreign national spouse is the beneficiary. This form provides essential biographical data, establishing the legitimacy and background of the spouse seeking to immigrate.
In this comprehensive TRW Law Firm guide, we break down everything you need to know about Form I-130A—from its purpose and eligibility rules to how to file it correctly, what documents you need, and the common pitfalls to avoid.
Whether you’re a U.S. citizen petitioning for your foreign spouse or a green card holder sponsoring a marriage-based immigrant, this article will walk you through the details of Form I-130A with legal precision and practical insights.
🟩 What Is Form I-130A?
Form I-130A is officially titled “Supplemental Information for Spouse Beneficiary” and is issued by U.S. Citizenship and Immigration Services (USCIS). It must be submitted alongside Form I-130 in marriage-based green card petitions.
While Form I-130 focuses primarily on the petitioner (typically the U.S. citizen or green card holder), Form I-130A provides detailed background information about the foreign national spouse, including:
🟩 Full biographical data 🟩 Residential addresses for the past 5 years 🟩 Employment history for the past 5 years 🟩 Parental information 🟩 Details of previous marriages, if any
This form is required for spousal beneficiaries only and is not needed when petitioning for parents, children, or siblings.
🟩 Who Needs to Complete Form I-130A?
Form I-130A is required in all marriage-based immigration petitions where:
The beneficiary (foreign spouse) is applying for a green card; and
The petitioner is a U.S. citizen or lawful permanent resident.
✅ Required:
Spouses applying through consular processing (living outside the U.S.)
Spouses applying for adjustment of status (living inside the U.S.)
❌ Not Required:
Petitions filed for parents, children, or siblings of U.S. citizens or green card holders
Fiancé(e) visa applications (Form I-129F)
🟩 Cost of Filing Form I-130A
There is no separate fee to file Form I-130A.
However, it must be filed with Form I-130, which has a filing fee of \$675 (as of 2025, including the biometric services fee).
Thus, while I-130A itself is free, it is part of a larger and fee-bearing process.
🟩 Processing Time
There is no standalone processing time for Form I-130A.
It is processed in tandem with Form I-130. The overall timeline for a marriage-based green card varies:
U.S. Citizen Petitioner: ~12–18 months
Green Card Holder Petitioner: ~18–36 months
The beneficiary’s residence—inside vs. outside the U.S.—also impacts how long USCIS and the National Visa Center (NVC) take to process the full application.
🟩 Step-by-Step Filing Instructions for Form I-130A
🟩 Step 1: Obtain the Form
Download the latest version of Form I-130A from the USCIS website. Use black ink if completing by hand, or type the form digitally. Do not use outdated versions.
🟩 Step 2: Fill Out the Form Accurately
Form I-130A has several parts:
Part 1 – Information About You (the Spouse Beneficiary)
Full name (including aliases)
A-Number (if applicable)
Physical and mailing addresses (past 5 years)
Date and place of birth
Country of citizenship
Passport/travel document information
Part 2 – Parental Information
Full legal names of both parents
Date and place of their births
Current city/country of residence or date of death
Part 3 – Employment History
All jobs held in the past 5 years
Company names, locations, titles, start and end dates
Part 4 – Signature and Date
If the spouse is in the U.S., they must sign the form.
If the spouse is outside the U.S., a signature is not required. The petitioner will submit the form on their behalf.
Part 5 – Interpreter and Preparer Information
If someone assisted in preparing the form, this section must be completed and signed accordingly.
🟩 Where to File Form I-130A
Form I-130A must be submitted together with Form I-130 to the correct USCIS lockbox facility based on:
The petitioner’s place of residence
Whether it is a standalone I-130 or part of a concurrent filing (I-130 + I-485)
General Guidelines:
If filing I-130 alone: Mail to the address listed on the USCIS website for standalone I-130 filings
If concurrently filing I-130 + I-485 (Adjustment of Status): Use the address provided in USCIS’s chart for concurrent filings
USCIS regularly updates filing addresses, so double-check before submitting.
🟩 Supporting Documents Required with Form I-130A
Although Form I-130A itself doesn’t require separate documents, it is part of the I-130 petition package, which must include:
🟩 Proof of U.S. citizenship or lawful permanent resident status of the petitioner (U.S. passport, birth certificate, green card) 🟩 Marriage certificate 🟩 Passport-style photos of both spouses 🟩 Proof of bona fide marriage (shared bank accounts, lease agreements, travel records, affidavits from friends and family, etc.) 🟩 Proof of termination of prior marriages, if applicable
Avoid duplicating documents. Submit each document once as part of the combined I-130/I-130A package.
🟩 Special Notes on I-130A Filing Scenarios
Filing from Within the U.S. (Adjustment of Status)
If the beneficiary is already in the U.S. and is eligible to adjust status, Form I-130A must be:
Completed
Signed by the beneficiary
Submitted with the I-130 and I-485 forms to the USCIS lockbox
Filing from Abroad (Consular Processing)
If the beneficiary is abroad:
Complete Form I-130A
Do not sign it (signature not required if outside the U.S.)
Submit it with Form I-130 to USCIS
After approval, USCIS will forward the case to the National Visa Center (NVC), and eventually to the U.S. embassy or consulate
🟩 Common Mistakes to Avoid with Form I-130A
❌ Omitting Addresses or Employment History
Failing to provide a full 5-year history can lead to Request for Evidence (RFE).
❌ Signing the Form Incorrectly
The form must be signed by the beneficiary if they are in the U.S. No signature is needed if the beneficiary is outside the U.S.
❌ Not Updating Biographical Information
Ensure name spellings, dates of birth, and passport numbers are consistent across all immigration forms.
❌ Submitting to the Wrong Address
Always check the latest USCIS instructions, especially if concurrent filing with Form I-485.
🟩 Frequently Asked Questions (FAQs)
🟩 What is the purpose of Form I-130A?
It collects background and biographical data about the foreign national spouse in a marriage-based green card application. It helps USCIS assess the validity of the relationship and the beneficiary’s admissibility.
🟩 Is Form I-130A mandatory?
Yes, for all marriage-based petitions. If you are filing Form I-130 for a spouse, you must include Form I-130A.
🟩 Does I-130A require a fee?
No. There is no fee for Form I-130A.
🟩 What if my spouse is outside the U.S.?
Complete Form I-130A and submit it with Form I-130, even if your spouse is abroad. The foreign spouse does not need to sign the form in this case.
🟩 Can I submit Form I-130A online?
No. The entire I-130/I-130A package must be mailed to USCIS. As of 2025, there is no separate online filing system for I-130A.
🟩 What happens after submitting the I-130 and I-130A?
USCIS will issue a receipt notice, followed by a Notice of Action when the petition is approved. From there, the case will either:
Move to NVC and the U.S. consulate (if the spouse is abroad), or
Proceed with Form I-485 adjudication (if the spouse is in the U.S.)
🟩 Why Work with TRW Law Firm?
The marriage-based green card process involves legal precision, complete documentation, and timely communication with USCIS. TRW Law Firm’s immigration attorneys:
🟩 Help ensure all forms, including I-130 and I-130A, are accurate and complete 🟩 Strategically compile proof of a bona fide marriage 🟩 Advise on timelines, adjustment of status, and consular processing 🟩 Handle RFEs, NOIDs, or interview prep for clients 🟩 Represent clients at USCIS interviews or hearings when needed
Conclusion
Though Form I-130A may appear to be a mere supplement to Form I-130, it plays a critical role in verifying the eligibility and background of the spouse seeking to immigrate to the United States. A small error on this form can lead to delays or even denials.
At TRW Law Firm, we ensure that your immigration journey starts on the strongest footing—with complete, accurate, and timely filings. Whether you are living in Bangladesh and petitioning for your U.S. citizen spouse, or currently residing in the U.S. and seeking to adjust status, our legal team stands ready to guide you every step of the way.
📊 Summary Table: Form I-130A Overview
Topic
Details
Form Name
I-130A – Supplemental Information for Spouse Beneficiary
Purpose
Provides biographical info for foreign spouse in a marriage-based case
Who Must File
Foreign spouse in marriage-based I-130 petition
Who Signs
Foreign spouse (if in U.S.); not required if abroad
Filing Fee
\$0 (included in I-130 package)
Processing Time
Same as I-130 (12–36 months depending on category)
Filing Location
Same as I-130; based on USCIS charts
Required With
All marriage-based I-130 petitions
Documents Required
Shared with I-130 (no separate documents needed)
📞 Contact TRW Law Firm
Get peace of mind with your marriage-based green card filing. Our legal team has handled hundreds of successful cases across consular and adjustment of status pathways.
